The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. All Rights Reserved. Est en riesgo de perder su casa? You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. There is no cost to apply for HAF. You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. 259 0 obj <>stream The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. %%EOF Actualmente, el estado de Illinois est aceptando solicitudes de propietarios de viviendas para ayuda financiera de hasta $60,000 para eliminar o reducir los pagos atrasados de hipotecas e impuestos sobre la propiedad. endobj Gov. Pritzker: Applications open April 11 for homeowner assistance fund Available in English and Spanish. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. Scammers will sometimes use websites that look similar to official government websites to trick consumers. Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. For struggling renters who missed the window to apply for assistance through IHDA, the Illinois Department of Human Services (IDHS) is currently accepting applications for rental assistance. You will be able to navigate to a page for your areas specific program where you may be able to apply immediately or sign up to receive alerts about when your program will be available. Are you at risk of losing your home? Download and distribute this poster to place on bulletin boards and distribute to local businesses, community organizations and clinics in your canvassing and outreach efforts. This program has some income-related restrictions on which homeowners will qualify to receive funding. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to Choose from the following social media posts to share on your platforms. Provider agencies will help you determine eligibility, walk you through the application process, and help you submit your application. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. Find an approved HUD-certified Housing Counselor to explore housing assistance opportunities in your area. Discover the emergency assistance programs available to you by multiple state agencies including: the Illinois Housing Development Authority (IHDA), the Illinois Department of Human Services (IDHS) and the Department of Commerce and Economic Opportunity (DCEO). The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic. Get Homeowner Assistance Fund help - Consumer Financial Protection Bureau You dont have to pay anyone to help you avoid foreclosure. Homeowners who are at least 30 days late on their mortgage or property tax payments. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). This program has some income-related restrictions on which homeowners will qualify to receive funding. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. Up to 3 months of prospective payments, if necessary. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. Depending on your area, some programs may not have enough money to help every applicant. Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. Homeowners with household incomes less than 150% of the Area Median Income. The fund, which totals $309 million, is designed to help struggling. The ILHAF team is currently reviewing and processing applications for assistance. Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. Already applied for utility billassistance? In total, approximately $10 billion will be disbursed to programs across the country. Application information can be found on the IDHS website, here. Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Lawmakers announced the relief program for homeowners affected by the pandemic in February. When the Illinois Emergency Homeowner Assistance Fund launches, homeowners will apply through our online application portal.Our call center 1-866-IL-HELP1 (866-454-3571) and 30 housing counseling agencies will be available to provide assistance. The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. ILHAF | Open Communities | Evanston 2023 HODC. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Application submission does not guarantee you will receive financial assistance. Remember, help is free. The ILHAF application process and program eligibility, Other free resources available to you, including housing counseling and legal aid, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent homeowners insurance and/or flood insurance, Delinquent Homeowner/Condominium/Co-Op Association fees, Homeowners with household incomes less than 150% of the Area Median Income, Homeowners who own and occupy their property as their primary residence. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. PDF Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. <>/Metadata 109 0 R/ViewerPreferences 110 0 R>> If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Pritzker Administration Launches $309 Million Assistance Program for Have experienced a financial hardship associated with the COVID-19 pandemic. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. Emergency Mortgage Assistance Program Program Assistance and Frequently The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. Am I guaranteed to receive assistance if I meet the eligibility requirements? Grants have a lifetime limit of $10,000. Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000. PDF Pritzker Administration Provides $15.3 Million in Home Improvement Grants 2. Oops! The goal of the program is to . RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. If approved, homeowners will receive a grant for up to $15,000 to Necesita ayuda para ponerse al da con los pagos de su hipoteca? endobj To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 . HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. All rights reserved. You will need to verify that you meet income requirements and may need to provide additional necessary documentation. Contact a Housing Stability Service Provider NearYou. Pritzker: Applications open April 11 for homeowner assistance fund. This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. Get up to $60,000 from the State of Illinois to pay past due homeowner HAF Plans | U.S. Department of the Treasury Regardless of who backs your mortgage, its a good idea to let your servicer know that you have applied for HAF and ask if the foreclosure process can be paused. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past . They can help guide you through the application process. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. The program is administered by the Illinois Housing Development Authority (IHDA). If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. Well forward it to the company and work to get you a response, generally within 15 days. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. %PDF-1.7 Both renters and landlords can apply for assistance.Already started your application?Check the status of your application submission or return to your application alreadyin-progress. endobj The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. Each state or territory developed its own program. Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures. All Rights Reserved. The application period runs from April 11th through May 31st, 2022. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. What is the Homeowner Assistance Fund (HAF)? 3. According to a press release from the Illinois Housing Development Authority (IHDA). All Rights Reserved. *Applications past initial review and going through additional processing such as Quality Control (QC), duplication of benefits, supervisory review, etc. PDF Pritzker Administration Announces $309 Million Assistance - Illinois For example, repayment may be requested if you sell your home before a specified date. To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. Illinois Housing Help is Here! 4 0 obj As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. To learn about your program, visit this site and select the appropriate state, district, or territory on the map. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. Grants must be repaid if the property is sold in less than 3 years. $387M in Mortgage Relief Available to Illinois Homeowners Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. Illinois will fund $15.3 million in grants across the state. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. To be eligible, homeowners must be at-or-below 80 percent of the Area Median . Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. Be careful to avoid scammers who engage in these practices. Need help getting caught up on your mortgage payments? 1 0 obj hbbd```b``z"g N}`0 Available in English and Spanish. Choose from the following social post graphics and sample captions to share with your followers! Eviction Help Illinois provides renters with free eviction prevention assistance. A common tactic scammers use is requiring you to pay an upfront fee before giving you any services. Illinois mortgage assistance 2022: State reopens program for COVID Gov. ILHAF - Illinois Housing Help The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. % The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. Wecan help you find out if you qualify for emergency assistance funds. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. Click here to find the income limits for your county. Download this in-depth trifold to print professionally and distribute strategically. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Those looking for assistance, please contact an IDHS Service Provider Agency to ask about rental assistance, find out if youre eligible and get help with applying.Renters can find a IDHS Service Provider at: illinoisrentalassistance.org/providers. 'nff`] 7; H3"@ $ Governor Juliana Stratton. Please continue to check back for updates and information about future programs or resources that may become available. Copyright 2022 KWQC. The Illinois Emergency Homeowner Assistance Fund overseen by IHDA is a federally-funded program that is dedicated to assist Illinois homeowners who have struggled to pay their mortgage because of . Already applied for ILHAF funds? Some state HAF programs may require a servicer to pause foreclosure activity. Can I submit a complaint if I have difficulty with my mortgage servicer accepting a HAF payment? The Illinois Rental Payment Program is now closed for new application. IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. Illinois Emergency Homeowner Assistance Fund - HODC Highs in the low 60s. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. To learn more visit IllinoisHousingHelp.org. Illinois Homeowner Assistance Fund to launch in April 2022 - KWQC 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Emergency Mortgage Assistance Program . For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. All rights reserved. Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. Pritzker Administration Announces Up to $30,000 in Housing - NCSHA Simply click to download. Applications will be accepted beginning Monday, Dec. 6 through Sunday, Jan. 9, 2022. WKtLS'K@.O+oQni7%MfV! Oops! If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. Those interested can apply through the end of January 2023. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Here's If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. The new application deadline has not been announced yet. The state is currently accepting applications for ILHAF assistance. The Homeowner Assistance Fund (HAF) is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. Available in English and Spanish. Eligible recipients do NOT have to pay the money back. We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. Visit illinoishousinghelp.org/ilhaf or call 1-866-454-3571 for more information. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. Pritzker Administration Launches $309 Million Assistance Program for Illinois Homeowners Published on April 11, 2022 by Illinois Housing Development Authority Homeowners financially impacted by COVID-19 can now apply for up to $30,000 in assistance at www.illinoishousinghelp.org Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home.
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