Hi JoeNathan, we're sorry to hear you weren't satisfied with your agreement. Rainier Arms on LinkedIn Sooooo.while its technically interest free.its not really. Proceed with caution. Youi can also email support at info@credova.com or visit Credova website at www.credova.com and select the Chat feature from the homepage. Hi David, We truly appreciate you taking the time to leave us this review. Better yet. Financing Redefined! Fast approval. The set up and approval was easy. They want to charge me over 2K for a purchase that cost less than 1K. In the Non-Bank Financial Service category. THANKS CREDOVA!! Ill personally never use this companys services again, I recommend you dont either and save yourself ALOT of money, but hey if you do PAY IT OFF BEFORE 30 days!This is online option of a fast cash/payday loans store front. Their contracts are loaded with clauses that will bite you in the ass! Got of the phone and paid 294 to pay off the contract only to discover they were still charging me last month $69.82 the last two months. 100% INTEREST RATE THEY DONT PROVIDE YOU WITH UNTIL YOU SIGN THE CONTRACT!!!! You purchase something for $900 and over 12 months you will pay 1600. Dear ****, We understand the impact credit reporting has on our customers and we take all claims seriously.Credova has reviewed our records pertaining to the contract you electronically signed on 1/14/2022 with Credova Financial, LLC, and your subsequent return request.Our representatives informed you on 1/18/2022 that all returns or contract cancelations must be requested through the retailer. Now I can relax a little and have a better work/life balance which I really appreciate. By continuing, I agree to Credova Terms of Service and authorize Credova to obtain, use, and share consumer reports about me. Will not use Credova again, Hi Bob, Thank you for writing the team. With a RISC, you are purchasing the titem and agreeeing to make installment payments over a specific term plus any associated interest rate. Just happy that there are still companies that appreciate and respect the second amendment in this country. We're glad to hear you had a great first experience using Credova! Hi Butch, We completely understand your concerns about financing online and are always open to hearing customer feedback. Customer service was great as well. this company doesnt even know what theyre talking about and they need to be more educated before running business. If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options.-Team Credova, The purchase was made so easy with this lender! Hi there! Credova Financial, LLC Customer response 10/14/2022 Complaint: 18207063 I am rejecting this response because: Its not accurate I was pre qualified then I accepted the offer the reason I was. I had to change the seller several times because the item I wanted would sell out so fast. We were not able to locate your account in our system, do you mind reaching out to the Credova support team so can address any concerns mentioned in your review? Once purchase is made a Credova associate must release funds/ contract for use at another merchant. The only reason I was considering using Cordova was, I was having an issue with by bank card and was wanting the item now. 15 days later I called for payoff and it was $673. BBB Business Profiles generally cover a three-year reporting period. View contacts for Credova to access new leads and connect with decision-makers. Hi Ian, Thanks for taking the time to write us here. Absolutely horrible I used credova just to see if I would want this on my website the experience is terrible. If you are approved for a 90 day interest free offer, your approval page will clearly indicate as such. Hi Roland, thank you for taking the time to leave a review. -Team Credova. Thank you for a streamlined process in applying for financing. The interest rates and payment options are just gut wrenching (way to high). My collection is getting heirloom quality and someday my children will appreciate it. I looked on the site and there's an 877 number to call to make or cancel payments. Ill admit I didnt My purchase was for roughly $750. I encountered Credova by shopping on Guns.com. . Hi JoeNathan, we're sorry to hear you weren't satisfied with your agreement. Hi Dempsey, we understand your concerns when it comes to financing online. Thankfully I paid attention before agreeing to the contract. Thank you!-Team Credova. Contact Us Below Get the Help You Need For merchant and customer support, call support services. Please don't make this mistake. We'd love to talk through any concerns you have using our service. Credova FAQ; Credova FAQ. . Welcome to Credova Enter your phone number. Thanks so much in advance! There are two ways of making payments without the processing fees, either by ACH and by mailing your payment. Great company and the bank they associate with Monterey financial I believe it is. Seemed like a great option at the time cause I knew Id eventually pay it off and not worry about it. It's obvious that this company is very predatory. We're always open to any feedback and appreciate you taking the time. Proceed with caution. Here are 8 tips for writing great reviews. I called this number and got transfered to collections. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. Enter your phone number. My initial experience related to creating account and completing the purchase was without issue. Finally, the ability to pay off the purchase without a penalty is really nice. 531A Upper Cross Street #04-95, Hong Lim Complex, Singapore, 051531 SINGAPORE +65-82127414 inquiry@credevo.com Copyright @ 2015-2023 credevo.com Terms and conditions Privacy Policy Very misleading practice. We're reachable at 833-273-3682 or via email at info@credova.com. There are two ways of making payments without the processing fees, either by ACH and by mailing your payment. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. Credova Financial, LLC Company Profile | Reno, NV | Competitors, Financials & Contacts - Dun & Bradstreet Find company research, competitor information, contact details & financial data for Credova Financial, LLC of Reno, NV. 2023 Trustpilot, Inc. All rights reserved. Thank you! Stay away!! identity theft is a crime and is reported. Applications can be filled out from any device with an internet connection. Verification can help ensure real people write reviews about real companies. The company providing this should be forcibly closed, and the designer should be charged with fraud or theft.That said, I called and paid off with a credit card. If required, you will be able to complete your first payment at checkout. Were sorry to hear that your experience with us was less than desired, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. Thank you for writing the team. I just didnt want it to get buried. Thats $88 over 12 months, sure cheap payments but not interest free. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. In July I made a purchase using credova made my monthly payment never late all payments wer before using credova app, the last payment was made in December I received notifications it was done. Very misleading practice. Fast approval. Hi Mark. Unfortunately, our team was not able to locate you in our system. Were sorry to hear that your experience with us was less than desired, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. We understand your concerns with fees. I have used Credova multiple times. I've used them at least 3 times. We can't wait to see you again for future purchases. Once purchase is made a Credova associate must release funds/ contract for use at another merchant. Edit Lists Featuring This Company Section, Lawmakers Want Answers From Credova on BNPL Gun Sales, Credova Bringing Buy Now Pay Later to iCast, Credova and ASA Announce New Buy Now Pay Later Partnership for the Sportfishing Industry, France Companies With More Than 10 Employees (Top 10K), Banking Companies With More Than $1M in Revenue (Top 10K). If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options. On top of another $15 processing fee. 535 people have already reviewed Credova. We understand your concerns with fees. Make sure you pay your lease off with the in 30 days because exactly when the 31 day mark comes you are literally paying double whatever was originally leased to you. Thank you! Find out how we combat fake reviews. You would think the more accounts you have with them over the years the more theyd approve you building trust but apparently not. Thanks for taking the time to leave us a review. Phone Number +1-833-273-3682 Credova is a consumer financing platform for online lenders that provides its users with consumers as well as business loans. Keep in mind, not all offers are 90 day interest free offers. Reply to Credova. Hi Geo, Thank you for taking the time to share your feedback. This land/building (Gallitan County property number 06-0798-01-3-02-18-7000) Has been owned by ASPEN CROSSING COMM CONDO MASTER since 10/11/2022. I strongly advise you Don't use this option ever. My fault for not reading the fine print. I made a purchase from Guns.com on August 5th using Credova thinking I'll take advantage of the 90 day interest free option which is a scam as Credova passed my contract over to ******** Financial and paying off my loan is impossible. My collection is getting heirloom quality and someday my children will appreciate it. Youi can also email support at info@credova.com or visit Credova website at www.credova.com and select the Chat feature from the homepage. The first 2 payments were correct. If youd like to payoff your contract early, but its past the 90 days of promotional financing, then youll pay interest up until that point at which you payoff the remainder of your principal. I have a ********************************************** 2 months. All Rights Reserved. Scam. You can buyout of your contract at any time. But for small purchases. BBB is here to help. Terms and conditions dependent upon the applicants credit profile. WRONG, if you don't pay the full amount in 30 days, you must pay 75% of the money they would get over 12 months. Terrible business practice to not tell me who to pay. Though I have always paid off the loan ahead of schedule as it just makes financial sense to me. Have a great day. Were sorry to hear that your experience with us was less than desired, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. Yes it is more expensive in the long run, but again I did read it before signing it and agreeing to the terms, so anyone complaining about the APR did not read the contract and also did not read about the pay off. The only reason I did it was to free up cash for Christmas. Called to see what that was about, and they informed me that I did not call back and confirm I was paying it off even though I told them I was, and they heard me ask for the payoff and saw it post the same day. In less than five seconds I had an answer. The actual loan company service was very good. I wasn't planning on financing from budsgunshop, but when I saw the option, I figured I'd give it a try. I will never use again Im paying double what my item was because they failed to inform my total tell the end of purchase and now Im giving them free money at this point and will never use again. -Team Credova. Your fee to pay online is ridiculous. We can be reached at 833-273-3682. We really appreciate you taking the time to write this review. We appreciate you being a Credova customer and hope you choose Credova again soon. The 3rd payment they only took the minimum amount due and charged me the interest for the entire purchase. You can also email support at info@credova.com or visit the Credova website at www.credova.com and select the chat feature from the homepage. option, you know your terms up front and can shop for what you want, when you want and then pay over time. However, payments over the phone or online will always incur a $10 charge. The sales volume average order value has increased for merchants in industries that implemented a purchase now pay later service. Rainier Arms specializes in high-end AR15 parts, AR15 accessories, AR15 grips, AR15 stocks, AR15 uppers, AR15 lowers, AR15 barrels and much more Why pay for the full purchase upfront when you can have smaller monthly payments? Keep in mind that you may quickly take care of a number of routine account updates, such as paying your bill and checking your balance through CREDO Mobile's helpful short codes or by simply signing into CREDO Mobile member services. Credova has dedicated support available for any questions or assistance you may need during normal business hours of 6AM to 6PM PST. If youre unable to pay off your contract within the 90 day promotional period, youll be responsible for the full terms and conditions of your contract. However, you pay it off in 5 weeks you owe them 75% of the $700 they would make over 12 months. Not all financing approvals are 90 days interest free. This is not how to do business CREDOVA I hope you get ahold of me because Im not paying tell I get some answers. Purchasing a pistol on guns.com. My second times using this and its awesome! This is a claim and debt under mortgage. -Team Credova. Thank you.-Team Credova. San Francisco Bay Area, Silicon Valley), Operating Status of Organization e.g. Yes, I said it correctly. Copyright 2023 Apple Inc. All rights reserved. -Team Credova. However, payments over the phone or online will always incur a $10 charge. STEP 3 Pay over time Select Credova at checkout to pay for your purchase over time. Hi Geo, Thank you for taking the time to share your feedback. I always pay off during the no interest period. We understand your concerns with fees. *Not all offers are 90 day interest free. We hope to hear from you! -Team Credova. Yes, you can finance a firearm out of state. Paid off within 90 days. It was super easy and quick. Okstill not a big deal. Hey Mel, thanks for taking the time to leave this thoughtful review. We're so glad to have you as part of the Credova family. Not honest people, Hi Chris, We're sorry to hear you aren't happy with our service. It can't get any easier than using Credova. Its awesome to have a company help with a purchase of a fire arm or ammo that you may need or see on sale! Thumbs up from me., Approved right then and there, but what I liked was the questions they asked just to make sure I was who I said I was. TOTAL RIP OFF! Thanks! Bozeman, MT 59715-2880. It was a TERRIBLE experience. CUSTOMER SERVICE. Delete terminate and remove immediately. Didnt realize I was doing a lease as the gun shop BudsGunShop.com advertised as many do as financing. We apologize for the time delay in the removal process. ABOUT US. Easy to use and get approved.. I greatly appreciate that however I stand by my review. Hi there,Thank you for taking the time to write this thoughtful review. The terms are unclear until you get a copy of the contract. I was able to get my item processed in minutes. -Team Credova. For more information, see the developers privacy policy. If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options. I would recommend them to everyone. And I just opened another line of credit a couple days ago. !, I have no complaints. Made a $100 payment (plus $10 fee)within 30 days. Terms of Service can be found Customer Reviews are not used in the calculation of BBB Rating. Gotta love these guys at Credova. Contact Credova Customer Service at 833-273-3682. We're so glad that Credova was able to help meet your needs. Hi Randy, We appreciate you taking the time to leave us your feedback, we always value all questions, concerns, and suggestions our customers leave us. They are now claiming I owe them $507 and will start auto debiting my account the payments I WOULD have had if I made the purchase through them. With a closed-end consumer lease, you are leasing the items from a lessor and have the option to purchase the item during the course of the lease. By entering your phone number and submitting this form, you consent to receive marketing text messages (such as promotion codes and cart reminders) from AMD at the number provided, including messages sent by autodialer. Made getting what I wanted so much easier. Never felt so scammed by both BudsGunShop and Credova. This is often expressed over an annual basis commonly referred to as the annual percentage rate (APR), With a RISC, the system considers more than just your credit and your interest rate will vary based on the information provided. Do you mind reaching out to our support team at info@credova.com and referencing this review? Thank you for taking the time to write us. You can also email support at info@credova.com or visit the Credova website at www.credova.com and select the chat feature from the homepage. Thank you for taking the time to write us. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. I also got charged a $10 fee. This was my first time using Credova. This is actually a Zero star review. THANKS for the acceptance. Credova's Address, Phone Number, and Contact Information. Please keep in mind, any firearm purchase must be shipped to your local FFL dealer rather than your home address. Got of the phone and paid 294 to pay off the contract only to discover they were still charging me last month $69.82 the last two months. Daily 6AM . Have a great day! Literally took me 2 minutes and the purchase was done. Its still going to help my credit so Im going with it, but I think the markup is way too much. Credova has posted a collections debt of $2,000 to my credit report and refuses to remove it after proving that I never received any loan ammount from their business. The retailer I was purchasing from offered Credova. Read Customer Service Reviews of credova.com | 4 of 27 - Trustpilot. If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options.-Team Credova. No interest charged. Have a great day! Have a wonderful week. For the best experience on our site, be sure to turn on Javascript in your browser. Do you mind reaching out to our team via email at info@credova.com so we can best assist you and look into this further to ensure its been resolved? Credova puts the purchasing power in your hands with monthly payments instead of paying for the entire purchase upfront. Thanks to Credova and their partner Alabama Credit Union I don't have to wait. !, I have no complaints. Also, with Buds, you get the cash discount price when you use Credova financing. No complaints at all., This is the fourth time I have used Credova and I will continue too!! We were able to see that a member of our support team has been in touch and was able to accommodate any concerns. Well guide you through the process. Make sure you read the fine print. -Team Credova. The platform is providing buy now, pay later solutions to merchants with both brick-and-mortar retail locations and an integrated API eCommerce solution. You now owe them $525 for a 5 week loan on $900. This was my third time utilizing Credova. Apply Now. Hi Thomas, What a great review! STEP 1 Fill your cart Shop your favorite stores and then select Credova at checkout. If you have any questions about your financing or need assistance with your application, please reach out to Credova support at 833-273-3682. Hi Amy, We're so glad you chose Credova as your buy now, pay later provider. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR FINANCING PRODUCT INQUIRY. Do you mind reaching out to our support team via email at info@credova.com and referencing this review? With Credova's easy to use buy now, pay later payment Washington 2023 Trustpilot, Inc. All rights reserved. Its awesome to have a company help with a purchase of a fire arm or ammo that you may need or see on sale! Thanks again, Credova gave me an opportunity to own products that I would not have been able to afford if I had to pay for them outright in full. Here, Credova can provide this by removing cognitive dissonance related to cart totals and prices. Opened 02/22 (pandemic closures) credit balance of $6,603 not my debt. Will NOT be using this service nor recommending it in the future.Reply to Credova. I was a little afraid at first to access this with my information. Very confused right now I love this company I have purchased 2 off them back to back my wife has used them twice back to back never a missed payment always payoff early I just paid off my account the other day it shows completed so I went applied for new credit excited to get a new addition to my collection only to be denied and I cant imagine why? They have now destroyed my credit and they need to be held responsible for their actions. option, you know your terms up front and can shop for what you want, when you want and then pay over time. Terms of Service can be found. It goes against our guidelines to offer incentives for reviews. I was able to get my item processed in minutes. Felt secured and I would definitely use again.. That said, if you'd like to reach out to our Support Team with any additional questions, please give us a call at 833-273-3682 and reference this review. We're glad to hear you were able to receive your contract easily and make the purchase you were hoping. Financing Redefined! Payments are required at minimum once a month on your scheduled due date. I'll continue doing business with Credova as long as they're willing to keep providing these unique opportunities., Great customer service. . Also the low amount given(loan), makes your options slim to buy anything. -Team Credova. Each time I called Credova, the agent was friendly, knowledgeable, and helpful. Im happy that they approved me for my purchase, but with their option I purchased something that was 1600$ financed and the amount that will have been paid at the end was 3800$. They charged me $10 on a $200 payment. We do see you were able to speak with Monterey regarding your payments, however, we are always open to feedback and would like to learn more about your experience. used them same as cash option first two times. -Team Credova, Was excited to do a 90 day interest free loan only to discover there is a $10 surcharge for any unscheduled payment. We use dedicated people and clever technology to safeguard our platform. . My 2nd time using Credova. It can't get any easier than using Credova. To learn more visit: www.credova.com/financingproviders.. Not all financing products are available in all 50 states. We hope you'll be back for a fourth! It took no time at all and gives you reasonable payments and plenty of time for spreading the repayment out, Hi Archbishop Patrick, We truly appreciate the feedback and we thank you for thinking of us to meet your purchase needs!-Team Credova. Credova Financial is a consumer financing platform that integrates directly into the online checkout process providing customers multiple financing options with a single application. But I dont trade away or sell my guns anymore so it is a nice way to fill my safe with some pretty nice pieces. This seemed like a great idea I made first monthly payment. BBB Business Profiles may not be reproduced for sales or promotional purposes. . -Team Credova. Yes it is more expensive in the long run, but again I did read it before signing it and agreeing to the terms, so anyone complaining about the APR did not read the contract and also did not read about the pay off. Find out how we combat fake reviews. We weren't able to locate your account on our side. Yes, I said it correctly. Rainier Arms on Facebook Speak to a real human, 100% of the time, based right here in the US. I would use this financial institution again. It took no time at all and gives you reasonable payments and plenty of time for spreading the repayment out, Hi Archbishop Patrick, We truly appreciate the feedback and we thank you for thinking of us to meet your purchase needs!-Team Credova. Hi there,Thank you for taking the time to write this thoughtful review. Start here. Its fast and convenient. If you ever have any concerns about our service, please don't hesitate to reach out to our support team at 833-273-3682 or via email at info@credova.com and a customer support agent will be happy to help.-Team Credova, What an easy smooth transaction ! VERY DECEPTIVE COMPANY. Youre never locked in full term with the ability to buyout anytime, or spread your payments out over the full length of your contract so you can Buy Now and Pay Later! Thank you, Credova." Thank you for this 5-star review! We understand your concerns with fees. -Team Credova. I know nothing about guns, gun laws, or gun safety, but it's my right to buy one so I'm going for it. Credova is the worst. 2023 Credova Financial, LLC. We weren't able to locate your account on our side. Every purchase has been smooth and quick. -Team Credova. It was incredibly easy and quick. I always pay off during the no interest period. Don't have an account? Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. I would highly recommend Credova., Easy approval with financing or lease options. Your fee to pay online is ridiculous. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Still cheaper than the insane interest rate, but also still ridiculous. It goes against our guidelines to offer incentives for reviews. never again ! .y oy complaint is that I'd you want to pay early or do a separate transaction, they will charge you ten dollars, but hey, they gotta make money too. That's 5% of my payment! -Team Credova. I hope Credova sees this and gets ahold of me because everything I have read tells me they wont answer. -Team Credova. Rate and information provided are subject to underwriting guidelines and applicants creditworthiness as established by their credit profile. We'd love to talk through any concerns you have using our service. Call 833-273-3682 | Email info@credova.com | Visit www.credova.com Review the Credova Privacy Policy found at www.credova.com/privacypolicy. The interest rates and payment options are just gut wrenching (way to high). I recommend them and will use it again in the future. Rainier Arms on Instagram See our Privacy Policy to learn more about our privacy practices. These fees represent the premium charged by the lessor for allowing you to lease an item and will vary depending on customer approval information. Very deceptive!Unless they really are doing interest free loans like they claimed! We understand your concerns with fees. I can truly appreciate what they do and while the APR is high, which is understandable, you have 90 days to pay it off or you can let it go for the life of the loan. I will not be using them for future purchases and want as many people as possible to know how they are. -Team Credova. Section 609 of the fair credit reporting act. Verification can help ensure real people write reviews about real companies. Hi Keith, Thanks for the great review. Great customer service. I also called Credova and they wanted to transfer me back to Monterey with an "oh I'm sorry, we don't take payments here". Hi there, we understand your concerns with financing online. I was wrong. This is painful and very unprofessional. purchase process thanks to the Credova platform and integrated API solution. Thank you!-Team Credova, I had a little problem with viewing my contract and signing it so I called costumer service for help not believing much would get done but to my surprise they walk me through it and it was extremely helpful once I complete this contract I will do it again thank you, This review made our day! Thank you!-Team Credova. They charged me $10 on a $200 payment. -Team Credova. It was super easy and quick. Fraud of information whoever knowing and process identification authentication or false defraud using electronic signatures. Helps me keep my wife from being angry of buying new tools! Thanks for taking the time to review us, it sure means a lot. Hey Bruce, We think you're pretty exceptional too! I got a ****************************** full threw Credova threw guns.com. If you'd like to talk to a member of our support team please give us a call at 833-273-3682 or send us an email at info@credova.com and we'd be happy to support you further! who owns glitzy girlz boutique, who plays blackbeard's daughter in pirates of the caribbean,
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